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Foreclosure Prevention

How to Prevent Foreclosure

Step 1: If you are in financial trouble, contact your lender as soon as possible. Do not wait for them to contact you. Often lenders will offer options to help those who are having problems making their mortgage payments.

Step 2: Keep good records.  If you send a letter, keep a copy of the letter and delivery confirmation from the mail service. If you speak with someone on the phone, write down the representative’s name, time and date of phone call and explicit details from your conversation.

Step 3: Explore your options and exhaust all resources.

Please note: While some companies offer to assist homeowners for a fee, HUD certified housing counselors can assist homeowners for free.